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Newsletter Archive

In Focus Issue Special

When the Rhythm of Life is Disturbed
What is Brugada Syndrome?
- We discuss the types of Brugada Syndrome, how it is diagnosed, treatments, prognosis and further complications

   PDF ( 2.45 MB)

In Focus Issue 44

Dead certain
- We take a closer look at guaranteed acceptance products and their distinctive features.

Hannover Re crowned Life Reinsurance company of the year

Reinsurance in the Capital World
- The UK life and health insurance market is currently experiencing more change and greater external pressures than at any time in its history. So what do all these changes mean for your business and its use of reinsurance and how will they affect the drivers for reinsurance purchase going forward?

Rehabilitation: a precious short-lived opportunity
- We lose around 175 million working days each year in the UK due to sickness and injury. What lies behind the statistical patterns and what can be done to improve the situation?

Out of the red and into the black
- Research conducted by Hannover Life Re (UK) found that since the downturn consumers are now managing their finances more effectively.

   PDF ( 5.43 MB)

In Focus Issue 43

Consumer apathy or lack of education?
- are consumers truly indifferent or have they simply not been educated on the potential consequences of leaving themselves unprotected?

If we knew then what we know now
- we consider research and awareness of the issues around long term care provision.

Solvency II
- we share some of the key findings from our industry survey and discuss reinsurance counterparty risk exposure and equivalence.

Coming of Age: health and protection in the twenty tens

   PDF ( 6.53 MB)

In Focus Issue 42

Exclusions - A closer look at the small print
- looking at some of the main types of exclusion found in life and health insurance policies and the reason why they exist.

Accentuating the positive side of risk business
- we consider the ability to manage risk promoting a positive affinity rather than the negative aspects of risk.

   PDF ( 2.21 MB)

In Focus Issue 41

P is for Prostate
- As people routinely survive into later life, other potentially fatal health problems have come to the fore.

DCIS: the case for partial payments
- we consider the case for adding a partial benefit payment for DCIS treated with mastectomy and ask whether coverage could be extended to all DCIS diagnoses resulting in surgey.

   PDF ( 2.10 MB)

In Focus Issue 40

2009 and Beyond
- A review of 2009

Updating protection perceptions
- Do we have a protection or perception gap?

Health and Wellness at Work Conference

   PDF ( 3.19 MB)

In Focus Issue 39

Age Old Wisdom
-The Heart of the Matter
- Fair and Square at 25

   PDF ( 3.70 MB)

In Focus Special Issue

Why waist key data?

   PDF ( 2.98 MB)

In Focus Issue 38

Filtering out kidney disease risks

The Ripple Effect - perspectives on subjective conditions

Standard & Poor's and A.m. Best confirms financial strength of Hannover Life Re (UK)

   PDF ( 2.48 MB)

In Focus Issue 37

We believe your processes count
- we consider companies widely differing post-issue sampling practices
- minimum mortality/morbidity extras applied within the market
- Practices in Protection Underwriting Survey feedback

Welcoming Andy Johnston
- Andy joins as Business Development Manager

It's the small things in life (and protection) that matter
- children's cover
-customer's duty of ongoing disclosure

   PDF ( 2.04 MB)

In Focus Issue 36

A retrospective look at critical illness

The year in Review 2008
- David Brand, Managing Director reviews 2008

At last... the RDR show!
- what does this mean for product distribution?

Life without Frontiers
- Life Convention and Exhibition

   PDF ( 603 KB)

In Focus Issue 35

Term Assurance for HIV Positive (HIV+)

Hannover Re named "Reinsurance Company of the Year" - and its chief Executive Officer honoured

Insource and Hannover Life Re (UK) scoop major award

New Head of Business Development

Celebrating 20 years

   PDF ( 1.42 MB)

In Focus Issue 34

Income Protection:time for reassessment?

Product Seminar: Start Well to End Well - Treating Customers Fairly

Hard Graft - highlighting results from one recent large medical study and outline implications

Celebrating 20 years Managing Director, David Brand celebrates 20 years at Hannover Life Re (UK)

   PDF ( 567 KB)

In Focus Issue 33

Prevention Is better Than Cure
- Health screening for all
- Implications for insurers
- Road to Health
- Rebuilding Trust and Other Opportunities

Record Results 2007

Stuart Paton Evans

Promotion - Neil Cheetham

   PDF ( 198 KB)

In Focus Issue Special

Treating Customers Fairly
- Non-disclosure
- The main changes and their likely effects
- Impact on Claim Costs
- Hannover life Re (UK)'s Position

Frequently Asked Questions

   PDF ( 119 KB)

In Focus Issue 32

Life in the future - Term assurance price wars - What lies ahead for this market; expansions or stagnation?

2007 & Beyond - Are we any closer to resolving the big issues confronting our industry?

Skin Cholesterol - Testing provides a new tool for underwriters

   PDF ( 395 KB)

In Focus Special

Special Edition: The onus of ongoing disclosure - If you were at our product development seminar, you will have heard our Chief Underwriter Caroline Froude discussing the issue of the onus of ongoing disclosure as part of a presentation entitled Underwtriting Hot Topics

   PDF ( 1.61 MB)

In Focus Issue 31

Underwriting Hot Topics
- Non Disclosure
- Ongoing duty of disclosure
- Law Commission

Reinsurance in the New Capital World - How will we and our clients prosper in the future?

The Critical Path - Details of our annual Underwriting Seminar to be held Thursday 11th October 2007

   PDF ( 152 KB)

In Focus Issue 30

Critical Illness: Evolution and Innovation - with the work on the ABI model definitions complete we have an ideal opportunity to stand back and assess not only where we are now, but also where we might want to go with this product in the future.

Increasing Heart rates
Hannover Life Re 2006 Results

   PDF ( 505 KB)

In Focus Issue 29

Hughes Syndrome - a new problem? (much of the media's attention has been on sensational claims that many individuals with this syndrome had mistakenly been told they had Multiple Sclerosis). Enhanced and Impaired Life Annuities

   PDF ( 309 KB)

In Focus Issue 28

Review of 2006, the pace of change in our industry shows no sign of slackening. - Life Convention and Exhibition 2006

   PDF ( 223 KB)

In Focus Issue 27

Evolution of the UK Senior Citizen Market - Ronnie Bowes, Celebrating 20 Years - Critical Illness: Facing up to the Future

   PDF ( 6.39 MB)

In Focus Issue 26

Have we put the 'ill' back into Critical Illness? (this article provides an informed overview and commentary on some of the main changes to the ABI's revised Statement of Best Practice) - Critical Illness Developments around the World

   PDF ( 1.41 MB)

In Focus Issue 25

What is Avian or Bird Flu, what threat does it pose to man? This article addresses those issues and provides an overview of the basic facts of the influenza virus.

   PDF ( 159 KB)

In Focus Issue 24

Time for a medical MOT? - Presenting Hannover Life Re (UK)'s Underwriting and Claims team - Hannover Life Re (UK) 2005 Results

   PDF ( 1.20 MB)

In Focus Issue 23

Review of 2005 - New Developments for Hannover Life Re (UK) - Changes to our office hours over the holiday period - Life Convention and Exhibition 2005 (Dec 2005)

   PDF ( 273 KB)

In Focus Issue 22

Search for the Magic Bullet against Cancer - Stop Press - Diabetes (September 2005)

   PDF ( 302 KB)

In Focus Issue 21

New Trends in Mortality - Teleunderwriting: A must-have? - The New Protection Era (July 2005)

   PDF ( 543 KB)

In Focus Issue 20

Smoking - at what cost? - Underwriting Seminar - 2004 Results - Smack, Crack(le) and Pop (June 2005)

   PDF ( 2.35 MB)

In Focus Issue 19

Epidemic Proportions: Obesity - Introducing our Customer Services Team (March 2005)

   PDF ( 1.97 MB)

In Focus Issue 18

Critical Illness: reviewing the market and venturing a few cautious predictions - Longevity (January 2005)

   PDF ( 361 KB)

In Focus Issue 17

Review of 2004 (December 2004)

   PDF ( 1.85 MB)

In Focus Issue 16

There are no guarantees with Screening Programmes - With a little help from our friends (October 2004)

   PDF ( 1.42 MB)

In Focus Issue 15

Statin Trials - Maximising Disclosure: Who wins, who loses, who pays? (September 2004)

   PDF ( 411 KB)

Special Edition June 2004

20th Anniversary Special Edition (June 2004) - Review of the last twenty years and prospects for the future

   PDF ( 297 KB)

In Focus Issue 14

- Extension of regulation to Pure Protection - Profile: Actuarial Marketing Team (March 2004)

   PDF ( 304 KB)

In Focus Issue 13

Underwriting Survey-Modern Day Pressures (December 2003)

   PDF ( 608 KB)

In Focus Issue 12

Dementia: disease or symptom? - Outsourcing: Managing the Risks (September 2003)

   PDF ( 252 KB)

In Focus Issue 11

Critical Illness in the 21st Century - Insurer-Reinsurer Relations (July 2003)

   PDF ( 174 KB)

In Focus Issue 10

An Actuarial View of Kidney and Liver Transplant Mortality Ratings (May 2003)

   PDF ( 609 KB)

In Focus Issue 9

David Brand: Hannover Life Re (UK)'s new MD (March 2003)

   PDF ( 268 KB)

In Focus Issue 8

Reviewable premiums: do they cause more problems than they solve? - Disability Income Insurance in Australia (January 2003)

   PDF ( 1.73 MB)

In Focus Issue 7

Actuarial Modeling of the Effect of Family History on Mortality and Morbidity - Multiple Sclerosis (December 2002)

   PDF ( 1.5 MB)

In Focus Issue 6

Controls on the Mortality Experience of Assured Lives - Revolution or Evolution; the ABI's view on Polarisation and CP121 (September 2002)

   PDF ( 1.40 MB)

In Focus Special Edition

Special - Review of the chapters dealing with non-clinical users of genetic information in insurance and employment contained within the latest report from the Human Genetics Commission. (July 2002)

   PDF ( 1.40 MB)

In Focus Issue 5

Critical Illness in South Africa - Genetics - How Does Reinsurance Supervision Affect You? (June 2002)

   PDF ( 732 KB)

In Focus Issue 4

Immediate needs annuities - security for long term care - Schizophrenia and disability cover (April 2002)

   PDF ( 1.78 MB)

In Focus Issue 3

Are pre-cancerous conditions significant when assessing life and disability cover? - The expanding 'Silver Market' How can reinsurance help? (February 2002)

   PDF ( 85 KB)

In Focus Issue 2

So what is happening in the term assurance market? - The underwriting of adult survivors of childhood cancer. (December 2001)

   PDF ( 750 KB)

In Focus Issue 1

Can we predict the future cost of critical illness? - Lifestyle Changes and their impact on insurers (October 2001)

   PDF ( 263 KB)